diff --git a/modules/EcommerceFinance/Services/PlantingLossCalculator.php b/modules/EcommerceFinance/Services/PlantingLossCalculator.php
index 5dbdfb63..133b005f 100644
--- a/modules/EcommerceFinance/Services/PlantingLossCalculator.php
+++ b/modules/EcommerceFinance/Services/PlantingLossCalculator.php
@@ -37,8 +37,9 @@ class PlantingLossCalculator
     /**
      * 信誉订单虚拟条码（种菜单自身的虚拟商品）。发货数据里同一交易单号下若出现它，说明这单本身是按虚拟条码走的，
      * 同单号下的其它商品是合并发货的别的订单，整单不扣款（2026-10-19 财务确认：信誉订单虚拟条码不扣款）。
+     * 透明挂钩同理：同单号下出现透明挂钩即整单不扣款（2026-10-20 财务确认）。
      */
-    public const VIRTUAL_ORDER_KEYWORDS = ['信誉订单虚拟条码', '虚拟条码'];
+    public const VIRTUAL_ORDER_KEYWORDS = ['信誉订单虚拟条码', '虚拟条码', '透明挂钩'];
 
     public const VIRTUAL_ORDER_BARCODES = ['X00006', 'X00002'];
 
@@ -214,7 +215,7 @@ class PlantingLossCalculator
         [$result, $basis] = match (true) {
             $shipment === null => [self::RESULT_UNMATCHED, self::shippingLabel($month) . ' 发货数据中无此交易单号'],
             $keyword !== null => [self::RESULT_EXEMPT, '备注含“' . $keyword . '”'],
-            $virtualOrder => [self::RESULT_FREE_GOODS, '发货含信誉订单虚拟条码（同单号其它商品为合并发货的别的订单）'],
+            $virtualOrder => [self::RESULT_FREE_GOODS, '发货含信誉订单虚拟条码/透明挂钩，整单不扣款'],
             $deductLines === [] => [self::RESULT_FREE_GOODS, '只发了虚拟条码/透明挂钩/无实物商品'],
             $missingText !== '' => [self::RESULT_DEDUCT, $missingText . '，扣款金额未含缺失部分'],
             default => [self::RESULT_DEDUCT, '已匹配发货，按成本价×数量+运费扣款'],
diff --git a/resources/views/business/pages/billing-transactions/planting-loss.blade.php b/resources/views/business/pages/billing-transactions/planting-loss.blade.php
index d4b753e2..6463cdcb 100644
--- a/resources/views/business/pages/billing-transactions/planting-loss.blade.php
+++ b/resources/views/business/pages/billing-transactions/planting-loss.blade.php
@@ -42,7 +42,7 @@
         <a href="{{ $resultUrl(Calculator::RESULT_FREE_GOODS) }}" class="{{ $plantingFilters['result'] === Calculator::RESULT_FREE_GOODS ? 'is-active' : '' }}"><span>不扣款（虚拟条码/透明挂钩）</span><strong>{{ number_format($free['count']) }}</strong><small>最终报销 {{ $money($free['reimbursement_amount']) }}</small></a>
         <a href="{{ $resultUrl(Calculator::RESULT_UNMATCHED) }}" class="{{ $plantingFilters['result'] === Calculator::RESULT_UNMATCHED ? 'is-active' : '' }}"><span>未匹配发货（不计入）</span><strong>{{ number_format($unmatched['count']) }}</strong><small>最终报销 {{ $money($unmatched['reimbursement_amount']) }}</small></a>
     </div>
-    <details class="pw-rules"><summary>计算口径</summary><p>① 取该月种菜报销明细：工单类型“种菜报销”、状态“已完成”，完成时间 M 月 2 日 00:00 至次月 1 日 23:59:59（与「种菜报销」页同一口径）。② 用线上订单号（交易单号）精确匹配「快递应付 → 发货数据」中发货时间在上月 1 日至本月末的交易单号，匹配到的保留，同一单多个包裹/商品合并为一行。③ 匹配到的单中，任务备注或卖家备注写了“拍A发B”或“拍A发A”（不区分全半角、大小写和空格）的不做扣款，单独列出发给运营。④ 发货数据里该交易单号下出现“信誉订单虚拟条码”（X00006/X00002）的整单不扣款——同单号下的其它商品是合并发货的别的订单；只发了“透明挂钩”“无实物”这类商品的也不扣款，同一单里这类商品不计入扣款。⑤ 其余匹配到的为扣款项：扣款金额 = Σ 发货条形码（商品编码）在「普通商品资料」中的成本价 × 发货数量 ＋ 该订单在「发货数据」中的运费合计；普通商品资料里没有成本价（空或 0）的商品、发货数据里运费为空的订单分别标为“成本价缺失”“运费缺失”，缺失部分不计入扣款金额，补齐后自动重算。未匹配到发货的单不计入种菜损耗，仅供核对。</p></details>
+    <details class="pw-rules"><summary>计算口径</summary><p>① 取该月种菜报销明细：工单类型“种菜报销”、状态“已完成”，完成时间 M 月 2 日 00:00 至次月 1 日 23:59:59（与「种菜报销」页同一口径）。② 用线上订单号（交易单号）精确匹配「快递应付 → 发货数据」中发货时间在上月 1 日至本月末的交易单号，匹配到的保留，同一单多个包裹/商品合并为一行。③ 匹配到的单中，任务备注或卖家备注写了“拍A发B”或“拍A发A”（不区分全半角、大小写和空格）的不做扣款，单独列出发给运营。④ 发货数据里该交易单号下出现“信誉订单虚拟条码”（X00006/X00002）或“透明挂钩”的整单不扣款（同单号下的其它商品视为合并发货的别的订单）；只发了“无实物”商品的也不扣款。⑤ 其余匹配到的为扣款项：扣款金额 = Σ 发货条形码（商品编码）在「普通商品资料」中的成本价 × 发货数量 ＋ 该订单在「发货数据」中的运费合计；普通商品资料里没有成本价（空或 0）的商品、发货数据里运费为空的订单分别标为“成本价缺失”“运费缺失”，缺失部分不计入扣款金额，补齐后自动重算。未匹配到发货的单不计入种菜损耗，仅供核对。</p></details>
     @if(($plantingShippingSync['code'] ?? '') !== 'succeeded' && ! $plantingError)<div class="pw-warn">发货数据当前状态为“{{ $shippingLabels[$plantingShippingSync['code'] ?? 'unavailable'] ?? $plantingShippingSync['code'] }}”{{ ($plantingShippingSync['warning'] ?? '') !== '' ? '：' . $plantingShippingSync['warning'] : '' }}，匹配结果可能不完整。</div>@endif
     @if($plantingError)<div class="pw-error" role="alert">{{ $plantingError }}</div>@endif
     <section class="pw-panel" aria-label="种菜损耗明细">
diff --git a/tests/Unit/EcommerceFinance/PlantingLossCalculatorTest.php b/tests/Unit/EcommerceFinance/PlantingLossCalculatorTest.php
index ae528213..1e986f54 100644
--- a/tests/Unit/EcommerceFinance/PlantingLossCalculatorTest.php
+++ b/tests/Unit/EcommerceFinance/PlantingLossCalculatorTest.php
@@ -150,7 +150,7 @@ class PlantingLossCalculatorTest extends TestCase
         $this->assertFalse(Calculator::isFreeGoods('DNZ-01', '儿童学习椅'));
         $this->assertTrue(Calculator::isFreeGoods('tcxj', '书柜 晒图有奖励（无实物）'));
         $this->assertTrue(Calculator::isVirtualOrderItem('X00006', ''));
-        $this->assertFalse(Calculator::isVirtualOrderItem('GG003-SZ', '透明挂钩3个'));
+        $this->assertTrue(Calculator::isVirtualOrderItem('GG003-SZ', '透明挂钩3个'));
         $this->assertSame(10050, Calculator::deductionCents('100.5', 1));
         $this->assertSame(20100, Calculator::deductionCents('100.5', 2));
     }
@@ -171,10 +171,11 @@ class PlantingLossCalculatorTest extends TestCase
         $this->workOrder(10, 'GD-VIRTUAL', '5555', '2026-09-20 10:00:00');
         $this->workOrder(11, 'GD-NOCOST', '6666', '2026-09-21 10:00:00');
         $this->workOrder(12, 'GD-MERGED', '7777', '2026-09-22 10:00:00');
+        $this->workOrder(13, 'GD-HOOK', '8888', '2026-09-23 10:00:00');
 
-        // 一单两个包裹：学习椅 ×2 + 透明挂钩（挂钩不扣）。
+        // 一单两个包裹：学习椅 ×2 + 无实物商品（不计货值）。
         $this->ship('3316392626048007769', '2026-08-28 10:00:00', 'YT001', 40.6, 'DNZ-01', '儿童学习椅', 2);
-        $this->ship('3316392626048007769', '2026-08-28 10:00:00', 'YT002', 10, 'GG003-SZ', '透明挂钩3个');
+        $this->ship('3316392626048007769', '2026-08-28 10:00:00', 'YT002', 10, 'XS-01', '晒图有奖励（无实物）');
         $this->ship('3604408018648198', '2026-09-30 23:59:59');
         $this->ship('260901-000000000000001', '2026-09-01 08:00:00');
         $this->ship('9999', '2026-07-31 23:59:59'); // 早于上月 1 日
@@ -185,16 +186,19 @@ class PlantingLossCalculatorTest extends TestCase
         // 合并发货：同一交易单号下有信誉订单虚拟条码 + 别的订单的实物，整单不扣。
         $this->ship('7777', '2026-09-11 08:00:00', 'YT777', 0, 'X00006', '信誉订单虚拟条码');
         $this->ship('7777', '2026-09-11 08:00:00', 'YT777', 0, 'DNZ-01', '儿童学习椅');
+        // 实物 + 透明挂钩：整单不扣。
+        $this->ship('8888', '2026-09-12 08:00:00', 'YT888', 0, 'DNZ-01', '儿童学习椅');
+        $this->ship('8888', '2026-09-12 08:00:00', 'YT888', 0, 'GG003-SZ', '透明挂钩3个');
         $this->ship('6666', '2026-09-10 08:00:00', 'YT666', 0, 'DNZ-02', '组合商品');
 
         $rows = collect($this->app->make(Calculator::class)->rows('2026-09'))->keyBy('work_order_no');
 
-        $this->assertSame(['GD-DEDUCT', 'GD-EXEMPT', 'GD-MERGED', 'GD-NOCOST', 'GD-SELLER', 'GD-UNMATCHED', 'GD-VIRTUAL'], $rows->keys()->sort()->values()->all());
+        $this->assertSame(['GD-DEDUCT', 'GD-EXEMPT', 'GD-HOOK', 'GD-MERGED', 'GD-NOCOST', 'GD-SELLER', 'GD-UNMATCHED', 'GD-VIRTUAL'], $rows->keys()->sort()->values()->all());
         $this->assertSame(Calculator::RESULT_DEDUCT, $rows['GD-DEDUCT']['loss_result']);
         $this->assertSame("YT001\nYT002", $rows['GD-DEDUCT']['express_no']);
         $this->assertSame('50.60', $rows['GD-DEDUCT']['shipped_amount']);
         $this->assertSame('3', $rows['GD-DEDUCT']['shipped_qty']);
-        // 取最新一条普通商品成本价 100.5：100.5 × 2 = 201.00，挂钩不计货值；加该单运费 3.20 × 2 个包裹 = 6.40。
+        // 取最新一条普通商品成本价 100.5：100.5 × 2 = 201.00，无实物不计货值；加该单运费 3.20 × 2 个包裹 = 6.40。
         $this->assertSame('207.40', $rows['GD-DEDUCT']['deduction_amount']);
         $this->assertSame("DNZ-01 × 2 × 100.5 = 201.00\n运费 6.40", $rows['GD-DEDUCT']['deduction_detail']);
         $this->assertFalse($rows['GD-DEDUCT']['cost_missing']);
@@ -204,6 +208,8 @@ class PlantingLossCalculatorTest extends TestCase
         $this->assertSame(Calculator::RESULT_FREE_GOODS, $rows['GD-MERGED']['loss_result']);
         $this->assertNull($rows['GD-MERGED']['deduction_amount']);
         $this->assertStringContainsString('信誉订单虚拟条码', $rows['GD-MERGED']['loss_basis']);
+        $this->assertSame(Calculator::RESULT_FREE_GOODS, $rows['GD-HOOK']['loss_result']);
+        $this->assertNull($rows['GD-HOOK']['deduction_amount']);
 
         // 成本价为 0、或只有组合装资料的条码视为成本价缺失。
         $this->assertSame(Calculator::RESULT_DEDUCT, $rows['GD-NOCOST']['loss_result']);