diff --git a/app/Business/WithdrawalReserveStandard.php b/app/Business/WithdrawalReserveStandard.php
new file mode 100644
index 00000000..1e3e38cd
--- /dev/null
+++ b/app/Business/WithdrawalReserveStandard.php
@@ -0,0 +1,35 @@
+<?php
+
+namespace App\Business;
+
+final class WithdrawalReserveStandard
+{
+    private const TMALL_HIGH_RESERVE_STORES = [
+        '天猫-亿家达旗舰店',
+        '天猫-欧意朗旗舰店',
+        '天猫-卓禾家具旗舰店',
+    ];
+
+    private const PLATFORM_DEFAULTS = [
+        '天猫' => 20000,
+        '淘宝' => 10000,
+        '淘宝分销' => 10000,
+        '阿里巴巴' => 10000,
+        '京东' => 5000,
+        '京喜' => 5000,
+        '抖音' => 5000,
+        '拼多多' => 5000,
+    ];
+
+    public static function amountFor(?string $platform, ?string $erpStoreName): ?int
+    {
+        $platform = trim((string) $platform);
+        $erpStoreName = trim((string) $erpStoreName);
+
+        if ($platform === '天猫' && in_array($erpStoreName, self::TMALL_HIGH_RESERVE_STORES, true)) {
+            return 50000;
+        }
+
+        return self::PLATFORM_DEFAULTS[$platform] ?? null;
+    }
+}
diff --git a/app/Http/Controllers/Business/Pages.php b/app/Http/Controllers/Business/Pages.php
index c3a51bd6..a3687288 100644
--- a/app/Http/Controllers/Business/Pages.php
+++ b/app/Http/Controllers/Business/Pages.php
@@ -10,6 +10,7 @@ use App\Business\TableRegistry;
 use App\Business\UpstreamBusinessInformation;
 use App\Business\StoreReceivingAccountTemplate;
 use App\Business\StoreReceivingAccountWorkbookImporter;
+use App\Business\WithdrawalReserveStandard;
 use App\Models\Banking\MarketingAccountBill;
 use App\Models\Business\CourierAgreementSignature;
 use App\Models\Business\CourierQuoteSignature;
@@ -940,6 +941,14 @@ class Pages extends Controller
             $page,
             ['path' => request()->url(), 'query' => request()->except('page')],
         );
+        $withdrawalReserveStandards = $withdrawalRows->getCollection()->mapWithKeys(
+            static fn (StoreReceivingAccount $row): array => [
+                (int) $row->id => WithdrawalReserveStandard::amountFor(
+                    $row->store_platform,
+                    $row->erp_store_name,
+                ),
+            ],
+        )->all();
 
         return [
             'view' => 'business.pages.fund-management.withdrawal-management',
@@ -948,6 +957,7 @@ class Pages extends Controller
             'withdrawalPlatforms' => $platforms,
             'withdrawalPaths' => $withdrawalPaths,
             'withdrawalBalances' => $withdrawalBalances,
+            'withdrawalReserveStandards' => $withdrawalReserveStandards,
             'withdrawalBalanceSummary' => [
                 'source' => $this->jushuitanShopBalances->countForDate($balanceDate->toDateString()),
                 'matched' => (int) $balanceCounts->get('matched', 0),
diff --git a/resources/views/business/pages/fund-management/withdrawal-management.blade.php b/resources/views/business/pages/fund-management/withdrawal-management.blade.php
index f4da90c1..773c9b7f 100644
--- a/resources/views/business/pages/fund-management/withdrawal-management.blade.php
+++ b/resources/views/business/pages/fund-management/withdrawal-management.blade.php
@@ -85,6 +85,7 @@
                         $balanceTitle = $balanceMatch['status'] === 'matched'
                             ? '聚水潭店铺：' . $balanceMatch['source_store_name'] . '；余额日期：' . $withdrawalBalanceDate
                             : '余额日期：' . $withdrawalBalanceDate;
+                        $reserveStandard = $withdrawalReserveStandards[(int) $row->id] ?? null;
                     @endphp
                     <tr>
                         <td>{{ $row->store_platform ?: '未配置' }}</td>
@@ -95,7 +96,7 @@
                         <td>{{ $row->withdrawal_account_name ?: '未配置' }}</td>
                         <td>{{ $bankCard }}</td>
                         <td class="num" title="{{ $balanceTitle }}">{{ $balanceText }}</td>
-                        <td class="num">待配置</td>
+                        <td class="num">{{ $reserveStandard === null ? '待配置' : number_format($reserveStandard, 2) }}</td>
                         <td class="num">待接入</td>
                         <td><span class="biz-badge biz-badge-no">待核验</span></td>
                     </tr>
diff --git a/tests/Feature/Business/ManagementCrudTest.php b/tests/Feature/Business/ManagementCrudTest.php
index 64d8a68f..89dbdc5b 100644
--- a/tests/Feature/Business/ManagementCrudTest.php
+++ b/tests/Feature/Business/ManagementCrudTest.php
@@ -131,6 +131,8 @@ class ManagementCrudTest extends FeatureTestCase
             ->assertSeeText('已显示余额 1 条')
             ->assertSeeText('余额状态')
             ->assertSeeText('预留标准')
+            ->assertSeeText('20,000.00')
+            ->assertSeeText('5,000.00')
             ->assertSeeText('提现金额')
             ->assertSeeText('是否达标')
             ->assertSeeText('待核验')
diff --git a/tests/Unit/Business/WithdrawalReserveStandardTest.php b/tests/Unit/Business/WithdrawalReserveStandardTest.php
new file mode 100644
index 00000000..f8354292
--- /dev/null
+++ b/tests/Unit/Business/WithdrawalReserveStandardTest.php
@@ -0,0 +1,43 @@
+<?php
+
+namespace Tests\Unit\Business;
+
+use App\Business\WithdrawalReserveStandard;
+use PHPUnit\Framework\TestCase;
+
+class WithdrawalReserveStandardTest extends TestCase
+{
+    public function test_special_tmall_stores_use_fifty_thousand_reserve(): void
+    {
+        foreach ([
+            '天猫-亿家达旗舰店',
+            '天猫-欧意朗旗舰店  ',
+            '天猫-卓禾家具旗舰店',
+        ] as $storeName) {
+            $this->assertSame(50000, WithdrawalReserveStandard::amountFor('天猫', $storeName));
+        }
+    }
+
+    public function test_platform_defaults_are_applied(): void
+    {
+        $expected = [
+            '天猫' => 20000,
+            '淘宝' => 10000,
+            '淘宝分销' => 10000,
+            '阿里巴巴' => 10000,
+            '京东' => 5000,
+            '京喜' => 5000,
+            '抖音' => 5000,
+            '拼多多' => 5000,
+        ];
+
+        foreach ($expected as $platform => $amount) {
+            $this->assertSame($amount, WithdrawalReserveStandard::amountFor($platform, '普通店铺'));
+        }
+    }
+
+    public function test_unconfigured_platform_has_no_invented_standard(): void
+    {
+        $this->assertNull(WithdrawalReserveStandard::amountFor('唯品会', '唯品会-测试店铺'));
+    }
+}