diff --git a/app/Http/Controllers/Business/Pages.php b/app/Http/Controllers/Business/Pages.php
index 9172eda1..769756eb 100644
--- a/app/Http/Controllers/Business/Pages.php
+++ b/app/Http/Controllers/Business/Pages.php
@@ -13,6 +13,7 @@ use Illuminate\Routing\Controller;
 use Illuminate\Pagination\LengthAwarePaginator;
 use Illuminate\Pagination\Paginator;
 use Illuminate\Support\Collection;
+use Modules\EcommerceFinance\Exceptions\UpstreamSnapshotPendingException;
 use Modules\EcommerceFinance\Repositories\AlibabaBillRepository;
 use Modules\EcommerceFinance\Repositories\EdgeBandingRepository;
 use Modules\EcommerceFinance\Repositories\InventoryRepository;
@@ -248,6 +249,7 @@ class Pages extends Controller
             'platform' => $tab,
             'balances' => collect(),
             'error' => null,
+            'pending' => false,
         ];
 
         if (! in_array($tab, ['taobao-alipay', 'pinduoduo'], true)) {
@@ -282,6 +284,9 @@ class Pages extends Controller
                     $pageSize,
                 ),
             );
+        } catch (UpstreamSnapshotPendingException $exception) {
+            $content['pending'] = true;
+            $result = ['rows' => [], 'total' => 0];
         } catch (ServiceUnavailableHttpException $exception) {
             $content['error'] = $exception->getMessage();
             $result = ['rows' => [], 'total' => 0];
diff --git a/modules/EcommerceFinance/Exceptions/UpstreamSnapshotPendingException.php b/modules/EcommerceFinance/Exceptions/UpstreamSnapshotPendingException.php
new file mode 100644
index 00000000..cd472f11
--- /dev/null
+++ b/modules/EcommerceFinance/Exceptions/UpstreamSnapshotPendingException.php
@@ -0,0 +1,16 @@
+<?php
+
+namespace Modules\EcommerceFinance\Exceptions;
+
+use Symfony\Component\HttpKernel\Exception\ServiceUnavailableHttpException;
+
+class UpstreamSnapshotPendingException extends ServiceUnavailableHttpException
+{
+    public function __construct(int $retryAfter = 15)
+    {
+        parent::__construct(
+            $retryAfter,
+            '数据同步请求已登记，后台正在准备首份共享数据。'
+        );
+    }
+}
diff --git a/modules/EcommerceFinance/Services/UpstreamQueryCache.php b/modules/EcommerceFinance/Services/UpstreamQueryCache.php
index e3d696f1..cfb5815d 100644
--- a/modules/EcommerceFinance/Services/UpstreamQueryCache.php
+++ b/modules/EcommerceFinance/Services/UpstreamQueryCache.php
@@ -8,6 +8,7 @@ use Illuminate\Contracts\Cache\Repository;
 use Illuminate\Contracts\Cache\Lock;
 use Illuminate\Contracts\Cache\LockTimeoutException;
 use Illuminate\Support\Facades\Log;
+use Modules\EcommerceFinance\Exceptions\UpstreamSnapshotPendingException;
 use Symfony\Component\HttpKernel\Exception\ServiceUnavailableHttpException;
 use Throwable;
 
@@ -102,10 +103,7 @@ class UpstreamQueryCache
         $this->register($scope, $parameters, true);
 
         if (! (bool) config('upstreams.snapshots.allow_inline_refresh', false)) {
-            throw new ServiceUnavailableHttpException(
-                15,
-                '数据同步请求已登记，后台正在准备首份共享数据，请稍后刷新。'
-            );
+            throw new UpstreamSnapshotPendingException();
         }
 
         $resolved = $this->resolve($scope, $parameters, $resolver, false);
diff --git a/resources/views/banking/marketing_account_balances/partials/embedded-table.blade.php b/resources/views/banking/marketing_account_balances/partials/embedded-table.blade.php
index ad0f28a4..007e67d5 100644
--- a/resources/views/banking/marketing_account_balances/partials/embedded-table.blade.php
+++ b/resources/views/banking/marketing_account_balances/partials/embedded-table.blade.php
@@ -24,6 +24,8 @@
     .marketing-balance-pagination .page-item.disabled .page-link { color: #595959; cursor: not-allowed; }
     .marketing-balance-pagination div.lg\:flex > div:first-child { display: none !important; }
     .marketing-balance-pagination div.lg\:flex { justify-content: center; }
+    .marketing-balance-status { display: flex; align-items: center; gap: 10px; margin: 0 0 16px; border: 1px solid var(--vip-border, #D8D2C7); border-radius: 12px; background: var(--vip-content-accent-soft, #F7F0DE); padding: 12px 14px; color: #513E21; font-size: 0.875rem; line-height: 1.5; }
+    .marketing-balance-status .material-icons-outlined { flex: 0 0 auto; color: var(--vip-content-accent-dark, #856632); font-size: 14px; }
 </style>
 
 <div class="biz-card-head">
@@ -71,6 +73,11 @@
 
 @if (! empty($error))
     <div class="biz-alert biz-alert-error" role="alert">{{ $error }}</div>
+@elseif (! empty($pending))
+    <div class="marketing-balance-status" role="status" aria-live="polite" data-marketing-balance-pending>
+        <span class="material-icons-outlined" aria-hidden="true">sync</span>
+        <span>同步请求已进入后台队列，页面会自动检查首份共享数据，无需重复操作。</span>
+    </div>
 @endif
 
 @if ($supportsBalances)
@@ -104,3 +111,32 @@
         <div>该平台余额数据表尚未配置。</div>
     </div>
 @endif
+
+@if (! empty($pending))
+    <script>
+        (function () {
+            var key = 'caiwu-marketing-balance-pending:' + window.location.pathname + window.location.search;
+            var attempts = Number(window.sessionStorage.getItem(key) || 0);
+            var maximumAttempts = 10;
+
+            if (attempts >= maximumAttempts) {
+                var status = document.querySelector('[data-marketing-balance-pending] span:last-child');
+
+                if (status) {
+                    status.textContent = '后台仍在处理首份共享数据，请稍后手动刷新；无需重复提交查询。';
+                }
+
+                return;
+            }
+
+            window.sessionStorage.setItem(key, String(attempts + 1));
+            window.setTimeout(function () {
+                window.location.reload();
+            }, 30000);
+        }());
+    </script>
+@elseif ($supportsBalances)
+    <script>
+        window.sessionStorage.removeItem('caiwu-marketing-balance-pending:' + window.location.pathname + window.location.search);
+    </script>
+@endif
diff --git a/tests/Feature/Business/MarketingAccountBillsTabsTest.php b/tests/Feature/Business/MarketingAccountBillsTabsTest.php
index e5b0c98e..d12be030 100644
--- a/tests/Feature/Business/MarketingAccountBillsTabsTest.php
+++ b/tests/Feature/Business/MarketingAccountBillsTabsTest.php
@@ -4,6 +4,7 @@ namespace Tests\Feature\Business;
 
 use App\Models\Auth\Permission;
 use Mockery;
+use Modules\EcommerceFinance\Exceptions\UpstreamSnapshotPendingException;
 use Modules\EcommerceFinance\Repositories\JdWalletBillRepository;
 use Modules\EcommerceFinance\Repositories\PinduoduoSpreadBillRepository;
 use Modules\EcommerceFinance\Repositories\TmallTaobaoSpreadBillRepository;
@@ -196,6 +197,38 @@ class MarketingAccountBillsTabsTest extends FeatureTestCase
             ->assertSessionHas('error', '首份共享快照正在准备，系统已登记刷新请求；请稍后刷新页面后再导出。');
     }
 
+    public function testMarketingAccountBalanceColdStartShowsProcessingStateAndAutomaticCheck(): void
+    {
+        $this->allowMarketingAccountBalancePage();
+        $cache = Mockery::mock(UpstreamQueryCache::class);
+        $cache->shouldReceive('remember')
+            ->once()
+            ->withArgs(fn (string $scope): bool => $scope === 'taobao-alipay-bills.list')
+            ->andThrow(new UpstreamSnapshotPendingException());
+        $cache->shouldReceive('remember')
+            ->once()
+            ->withArgs(fn (string $scope): bool => $scope === 'taobao-alipay-bills.options')
+            ->andReturn([]);
+
+        $factory = Mockery::mock(UpstreamQueryCacheFactory::class);
+        $factory->shouldReceive('forSource')->once()->with('jiansun')->andReturn($cache);
+
+        $this->app->instance(UpstreamQueryCacheFactory::class, $factory);
+        $this->app->instance(TmallTaobaoSpreadBillRepository::class, Mockery::mock(TmallTaobaoSpreadBillRepository::class));
+
+        $this->loginAs()
+            ->get(route('business.pages.show', [
+                'section' => 'billing-transactions',
+                'page' => 'marketing-account-balance',
+                'tab' => 'taobao-alipay',
+            ]))
+            ->assertOk()
+            ->assertSeeText('同步请求已进入后台队列，页面会自动检查首份共享数据，无需重复操作。')
+            ->assertSee('data-marketing-balance-pending', false)
+            ->assertSee('window.location.reload()', false)
+            ->assertDontSee('<div class="biz-alert biz-alert-error" role="alert">', false);
+    }
+
     public function testMarketingAccountBalanceExportUnexpectedFailureReturnsRedactedRedirect(): void
     {
         $this->allowMarketingAccountBalancePage();
diff --git a/tests/Unit/EcommerceFinance/UpstreamQueryCacheTest.php b/tests/Unit/EcommerceFinance/UpstreamQueryCacheTest.php
index 03644657..dd100b40 100644
--- a/tests/Unit/EcommerceFinance/UpstreamQueryCacheTest.php
+++ b/tests/Unit/EcommerceFinance/UpstreamQueryCacheTest.php
@@ -5,6 +5,7 @@ namespace Tests\Unit\EcommerceFinance;
 use Illuminate\Support\Carbon;
 use Illuminate\Support\Facades\Cache;
 use InvalidArgumentException;
+use Modules\EcommerceFinance\Exceptions\UpstreamSnapshotPendingException;
 use Modules\EcommerceFinance\Services\UpstreamOdbcConnection;
 use Modules\EcommerceFinance\Services\UpstreamQueryCacheFactory;
 use Symfony\Component\HttpKernel\Exception\ServiceUnavailableHttpException;
@@ -103,9 +104,10 @@ class UpstreamQueryCacheTest extends TestCase
                     return ['total' => 1];
                 });
             $this->fail('页面冷查询不应直接访问上游数据库。');
-        } catch (ServiceUnavailableHttpException $exception) {
+        } catch (UpstreamSnapshotPendingException $exception) {
             $this->assertSame(0, $calls);
             $this->assertStringContainsString('后台正在准备', $exception->getMessage());
+            $this->assertSame(15, $exception->getHeaders()['Retry-After']);
             $this->assertNotEmpty(Cache::get('source_a:snapshots:active:v2'));
         }
     }