diff --git a/app/(admin)/settings/agent-workflow/psd-templates/psd-templates-settings-client.tsx b/app/(admin)/settings/agent-workflow/psd-templates/psd-templates-settings-client.tsx
index ba95ed259..d56af75c6 100644
--- a/app/(admin)/settings/agent-workflow/psd-templates/psd-templates-settings-client.tsx
+++ b/app/(admin)/settings/agent-workflow/psd-templates/psd-templates-settings-client.tsx
@@ -96,6 +96,7 @@ const SYSTEM_FONT_OPTIONS = [
 const EMPTY_CATEGORY_SELECT_VALUE = "__none__";
 const EMPTY_BRAND_SELECT_VALUE = "__unassigned__";
 const ALL_TEMPLATE_BRANDS_SELECT_VALUE = "__all_template_brands__";
+const SELF_CLIP_MASK_SELECT_VALUE = "__self_clip_mask__";
 const UNASSIGNED_BRAND_LABEL = "未分类";
 const MAX_PSD_TEMPLATE_FILE_SIZE = 80 * 1024 * 1024;
 const PSD_TEMPLATE_MODE_OPTIONS: Array<{
@@ -1679,7 +1680,22 @@ export function PsdTemplatesSettingsClient({
                                       : "当前筛选条件下没有图层，请换个关键词试试。"}
                                   </div>
                                 ) : (
-                                  filteredLayers.map((layer, index) => (
+                                  filteredLayers.map((layer, index) => {
+                                    const clipMaskLayerOptions =
+                                      layer.slotType === "image"
+                                        ? draftTemplate.layers.filter(
+                                            (candidate) =>
+                                              candidate.id !== layer.id &&
+                                              (candidate.previewUrl || candidate.sourceUrl) &&
+                                              !(
+                                                candidate.slotType === "text" &&
+                                                !candidate.previewUrl &&
+                                                !candidate.sourceUrl
+                                              )
+                                          )
+                                        : [];
+
+                                    return (
                                     <div key={layer.id} className="rounded-2xl border p-4">
                                     <div className="flex flex-wrap items-start justify-between gap-3">
                                       <div className="flex min-w-0 items-start gap-3">
@@ -1836,6 +1852,9 @@ export function PsdTemplatesSettingsClient({
                                                   forceClipMask: checked
                                                     ? false
                                                     : current.forceClipMask,
+                                                  clipMaskLayerId: checked
+                                                    ? undefined
+                                                    : current.clipMaskLayerId,
                                                 };
                                               }
 
@@ -1875,6 +1894,9 @@ export function PsdTemplatesSettingsClient({
                                                     forceClipMask: checked
                                                       ? current.forceClipMask
                                                       : false,
+                                                    clipMaskLayerId: checked
+                                                      ? current.clipMaskLayerId
+                                                      : undefined,
                                                   }
                                                 : {
                                                     ...current,
@@ -1994,7 +2016,7 @@ export function PsdTemplatesSettingsClient({
                                           <div className="space-y-0.5">
                                             <div className="text-sm font-medium">强制剪切蒙版</div>
                                             <div className="text-xs text-muted-foreground">
-                                              开启后替换图会按当前 PSD 图层原始透明区域剪切，适合需要贴合固定形状的图片槽位。
+                                              开启后替换图会按指定目标图层的透明区域剪切，适合替换图需要贴合超级锁或固定形状的图片槽位。
                                             </div>
                                           </div>
                                           <Switch
@@ -2008,6 +2030,10 @@ export function PsdTemplatesSettingsClient({
                                                       forceClipMask: current.isEditable
                                                         ? checked
                                                         : false,
+                                                      clipMaskLayerId:
+                                                        current.isEditable && checked
+                                                          ? current.clipMaskLayerId
+                                                          : undefined,
                                                     }
                                                   : current
                                               )
@@ -2015,6 +2041,55 @@ export function PsdTemplatesSettingsClient({
                                           />
                                         </div>
 
+                                        {layer.forceClipMask ? (
+                                          <div className="space-y-2 rounded-xl border p-3 md:col-span-2 xl:col-span-3">
+                                            <div className="text-sm font-medium">剪切蒙版目标图层</div>
+                                            <Select
+                                              value={
+                                                layer.clipMaskLayerId ||
+                                                SELF_CLIP_MASK_SELECT_VALUE
+                                              }
+                                              disabled={
+                                                !layer.isEditable ||
+                                                layer.isSuperLocked === true
+                                              }
+                                              onValueChange={(value) =>
+                                                updateDraftLayer(layer.id, (current) =>
+                                                  current.slotType === "image"
+                                                    ? {
+                                                        ...current,
+                                                        clipMaskLayerId:
+                                                          value === SELF_CLIP_MASK_SELECT_VALUE
+                                                            ? undefined
+                                                            : value,
+                                                      }
+                                                    : current
+                                                )
+                                              }
+                                            >
+                                              <SelectTrigger>
+                                                <SelectValue placeholder="选择用于裁切的目标图层" />
+                                              </SelectTrigger>
+                                              <SelectContent>
+                                                <SelectItem value={SELF_CLIP_MASK_SELECT_VALUE}>
+                                                  使用当前替换图层自身透明区域
+                                                </SelectItem>
+                                                {clipMaskLayerOptions.map((candidate) => (
+                                                  <SelectItem
+                                                    key={`${layer.id}-clip-mask-${candidate.id}`}
+                                                    value={candidate.id}
+                                                  >
+                                                    {candidate.layerName} · {candidate.width} x {candidate.height}
+                                                  </SelectItem>
+                                                ))}
+                                              </SelectContent>
+                                            </Select>
+                                            <div className="text-xs text-muted-foreground">
+                                              如果 PSD 里目标形状是超级锁图层，请在这里选择那个目标图层；前台只能移动替换图，目标图仍保持锁定不可选中。
+                                            </div>
+                                          </div>
+                                        ) : null}
+
                                         <div className="space-y-2 rounded-xl border p-3">
                                           <div className="text-sm font-medium">填充模式</div>
                                           <Select
@@ -2327,7 +2402,8 @@ export function PsdTemplatesSettingsClient({
                                       </div>
                                     )}
                                     </div>
-                                  ))
+                                  );
+                                  })
                                 )}
                               </div>
                             </ScrollArea>
diff --git a/components/agents/AgentPsdTemplateEditorDialog.tsx b/components/agents/AgentPsdTemplateEditorDialog.tsx
index 31eb87906..bb9e4dd28 100644
--- a/components/agents/AgentPsdTemplateEditorDialog.tsx
+++ b/components/agents/AgentPsdTemplateEditorDialog.tsx
@@ -1488,12 +1488,18 @@ function renderTextLayerPreviewContent(
 }
 
 function getAssignedImageMaskStyle(
-  layer: AgentPsdTemplateImageLayerSlot
+  layer: AgentPsdTemplateImageLayerSlot,
+  layers: AgentPsdTemplateLayerSlot[]
 ): CSSProperties {
+  const clipMaskLayer = layer.clipMaskLayerId
+    ? layers.find((item) => item.id === layer.clipMaskLayerId)
+    : null;
   const fallbackMaskUrl = layer.forceClipMask
-    ? getPsdLayerPreviewSourceUrl(layer)
+    ? getPsdLayerPreviewSourceUrl(clipMaskLayer || layer)
     : "";
-  const normalizedMaskUrl = String(layer.maskUrl || fallbackMaskUrl || "").trim();
+  const normalizedMaskUrl = String(
+    layer.maskUrl || fallbackMaskUrl || ""
+  ).trim();
   const hasMask = Boolean(normalizedMaskUrl);
   const maskImageUrl = hasMask
     ? `url(${buildPsdLayerMaskUrl(normalizedMaskUrl, layer.width)})`
@@ -4162,6 +4168,11 @@ export function AgentPsdTemplateEditorDialog({
                             if (isAgentPsdImageLayerSlot(layer)) {
                               const assignedUrl =
                                 effectiveImageAssignments[layer.id];
+                              const isDefaultAssignedImageLayer =
+                                layer.id ===
+                                getDefaultSourceImageLayer(
+                                  selectedTemplateLayers
+                                )?.id;
                               const layerImageUrl =
                                 assignedUrl ||
                                 getPsdLayerPreviewSourceUrl(layer);
@@ -4171,11 +4182,21 @@ export function AgentPsdTemplateEditorDialog({
                               const assignedImageContainerStyle = assignedUrl
                                 ? {
                                     ...layerBoxStyle,
-                                    ...getAssignedImageMaskStyle(layer),
+                                    ...getAssignedImageMaskStyle(
+                                      layer,
+                                      selectedTemplateLayers
+                                    ),
                                   }
                                 : layerBoxStyle;
                               const previewZIndex = assignedUrl
-                                ? Math.max(baseZIndex, renderBaseZIndex + 1)
+                                ? Math.max(
+                                    baseZIndex,
+                                    renderBaseZIndex + 1,
+                                    isDefaultAssignedImageLayer
+                                      ? (orderedPreviewLayers.length + 1) *
+                                          PSD_LAYER_Z_INDEX_STEP
+                                      : 0
+                                  )
                                 : baseZIndex;
 
                               return (
diff --git a/lib/agents/psd-template-config.ts b/lib/agents/psd-template-config.ts
index 0825e5caa..6b7ddec65 100644
--- a/lib/agents/psd-template-config.ts
+++ b/lib/agents/psd-template-config.ts
@@ -50,6 +50,7 @@ export interface AgentPsdTemplateImageLayerSlot
   isDefaultResultSource: boolean;
   allowUserUploadOverride: boolean;
   forceClipMask?: boolean;
+  clipMaskLayerId?: string;
   replaceMode: AgentPsdTemplateReplaceMode;
   contentBounds?: AgentPsdTemplateImageContentBounds;
   maskUrl?: string;
@@ -417,6 +418,10 @@ export function parseAgentPsdTemplateLayers(value: unknown) {
       allowUserUploadOverride:
         isEditable && !isSuperLocked ? record.allowUserUploadOverride !== false : false,
       forceClipMask: isEditable && !isSuperLocked && record.forceClipMask === true,
+      clipMaskLayerId:
+        isEditable && !isSuperLocked && record.forceClipMask === true
+          ? normalizeText(record.clipMaskLayerId) || undefined
+          : undefined,
       replaceMode: normalizeAgentPsdTemplateReplaceMode(record.replaceMode),
       contentBounds: normalizeAgentPsdTemplateImageContentBounds(
         record.contentBounds,
diff --git a/lib/agents/psd-template-renderer.ts b/lib/agents/psd-template-renderer.ts
index 324e353af..da9df60ed 100644
--- a/lib/agents/psd-template-renderer.ts
+++ b/lib/agents/psd-template-renderer.ts
@@ -596,6 +596,13 @@ export async function renderAgentPsdTemplate(params: {
         if (assignmentUrl) {
           pushAsset(assignmentUrl, "PSD 套版素材");
           pushAsset(layer.maskUrl, "PSD 蒙版资源", true);
+          if (layer.forceClipMask && layer.clipMaskLayerId) {
+            pushAsset(
+              getStoredLayerSourceUrl(layerMap.get(layer.clipMaskLayerId) || layer),
+              "PSD 剪切蒙版目标资源",
+              true
+            );
+          }
         } else {
           pushAsset(
             storedLayerSourceUrl,
@@ -995,6 +1002,9 @@ export async function renderAgentPsdTemplate(params: {
 
       const layerPositionOffset = getLayerPositionOffset(layer.id);
       if (!layer.maskUrl && !layer.forceClipMask) {
+        if (isDefaultSourceImageLayer) {
+          await appendRenderBaseOverlay();
+        }
         const didAppend = await appendBufferOverlay({
           input: slotOverlay.input,
           left:
@@ -1008,9 +1018,6 @@ export async function renderAgentPsdTemplate(params: {
           width: slotOverlay.width,
           height: slotOverlay.height,
         });
-        if (isDefaultSourceImageLayer) {
-          await appendRenderBaseOverlay();
-        }
         if (!didAppend) continue;
         continue;
       }
@@ -1035,9 +1042,12 @@ export async function renderAgentPsdTemplate(params: {
       const shouldUseLayerSourceAsMask = !layer.maskUrl && layer.forceClipMask;
       if (layer.maskUrl || shouldUseLayerSourceAsMask) {
         try {
+          const clipMaskLayer = layer.clipMaskLayerId
+            ? layerMap.get(layer.clipMaskLayerId)
+            : null;
           const rawMaskBuffer = layer.maskUrl
             ? await readCachedBuffer(layer.maskUrl, "PSD 蒙版资源")
-            : await readReusableLayerBuffer(layer);
+            : await readReusableLayerBuffer(clipMaskLayer || layer);
           if (!rawMaskBuffer) {
             throw new Error("Missing PSD layer mask source");
           }
@@ -1076,6 +1086,10 @@ export async function renderAgentPsdTemplate(params: {
         }
       }
 
+      if (isDefaultSourceImageLayer) {
+        await appendRenderBaseOverlay();
+      }
+
       const didAppend = await appendBufferOverlay({
         input: overlayBuffer,
         left: layer.x + layerPositionOffset.offsetX,
@@ -1083,9 +1097,6 @@ export async function renderAgentPsdTemplate(params: {
         width: layer.width,
         height: layer.height,
       });
-      if (isDefaultSourceImageLayer) {
-        await appendRenderBaseOverlay();
-      }
       if (!didAppend) continue;
       continue;
     }